Terms and conditions

Effective Date: 01 Oct 2025

1. Acceptance of Terms

By accessing and using [vasumd.com] (the “Site”), you agree to these Terms & Conditions. If you do not agree, discontinue use of the Site.

2. Informational Use Only

Content on this Site is for general informational purposes only and does not constitute investment, financial, legal, or medical advice.

  • No content is an offer or solicitation to buy or sell securities.
  • Past performance is not indicative of future results.

3. Intellectual Property

All Site content (text, graphics, logos, trademarks) is the property of APTA Investment Group and/or the CEO.

  • Permitted use: personal, non-commercial purposes only.
  • Reuse, reproduction, or distribution without permission is prohibited.

4. User Conduct

You agree not to:

  • Engage in illegal activity
  • Post or share infringing, defamatory, or misleading content
  • Harass or promote hate speech
  • Attempt unauthorized access, scraping, or hacking
  • Send spam or misrepresent yourself

Violations may result in suspension or termination of access.

5. External Links & Third-Party Services

The Site may contain links or embeds from third-party sites (e.g., LinkedIn, YouTube). We are not responsible for external content or policies. Use of such services is subject to their own terms.

6. No Medical Advice

Any references to health or medical information are purely informational. No physician-patient relationship is created. Do not submit Protected Health Information (PHI) via this Site.

7. Disclaimers & Limitation of Liability

  • The Site is provided “as is,” without warranties of any kind.
  • We do not guarantee accuracy, completeness, or availability.
  • We are not liable for direct or indirect damages resulting from use of the Site.

8. Governing Law & Dispute Resolution

These Terms are governed by the laws of Kentucky, USA. Venue: Louisville, Jefferson County, Kentucky. Disputes will be resolved in courts of competent jurisdiction.

9. Updates to Terms

We may revise these Terms at any time. Continued use of the Site after updates constitutes acceptance.10. ContactFor questions regarding these Terms, contact: Sathvik Bidar Executive Administrator Email: admin@aptainvest.com